EPF Calculator

    Estimate your Employee Provident Fund (PF) maturity at retirement. Employee 12% + employer 3.67% of Basic+DA.

    Input Details

    Yr
    Yr
    %

    Result

    Estimated Maturity0
    Your Contribution (12%)0/mo
    Employer to EPF (3.67%)0/mo
    Years to Retirement28

    What is EPF?

    Employee Provident Fund (EPF) is a retirement savings scheme for salaried employees. You contribute 12% of Basic+DA and your employer contributes 3.67% to EPF (and 8.33% to EPS). The balance grows tax-free and compounds at the declared EPF rate each year.

    How is EPF maturity calculated?

    We use the future value of monthly contributions (employee + employer share to EPF) at the current EPF interest rate, from your current age to retirement age.

    Need Help with PF Withdrawal or Tax?

    Connect with CAs on Braihn for EPF withdrawal rules and tax on withdrawal.

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